Fixed Annuities
Predictable, guaranteed interest rates for conservative savers seeking stability.
Fixed Indexed Annuities
Growth potential linked to market index performance with principal protection features.
Retirement Income Planning
Annuities can be a foundation for creating reliable retirement income you may not outlive.
Principal Protection
Depending on the carrier and product, your principal may be protected from market losses.
Lifetime Income Options
Income riders, when available, may provide guaranteed lifetime income regardless of market conditions.
Tax-Deferred Growth
Earnings within an annuity grow tax-deferred until withdrawal, potentially maximizing growth.
Understanding Annuities
An annuity is a contract between you and an insurance company. You make a lump-sum payment or series of payments, and in return, the insurance company provides you with regular income payments — either immediately or at a future date.
There are several types of annuities, each designed for different goals:
- Fixed Annuities offer a guaranteed interest rate for a specified period, providing predictable, stable growth.
- Fixed Indexed Annuities offer growth potential linked to a stock market index with features designed to protect your principal from market losses.
We help you compare annuity options from multiple carriers, understand fees and surrender periods, and determine whether an annuity aligns with your retirement goals and timeline.
Annuity guarantees are backed by the claims-paying ability of the issuing insurance company. Product features, riders, fees, surrender charges, and availability vary by carrier and state. Annuities are long-term contracts. Early withdrawals may be subject to surrender charges and tax penalties. Consult a qualified professional regarding tax questions.