Medicare
Navigating Medicare can feel overwhelming. Whether you're turning 65, reviewing your current plan, or exploring your options during enrollment, The Koryan Agency provides clear, personalized guidance to help you compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options.
Medicare Advantage (Part C)
All-in-one plans that combine Part A, Part B, and often Part D with additional benefits.
Medicare Supplement (Medigap)
Plans that work alongside Original Medicare to help cover copays, coinsurance, and deductibles.
Prescription Drug Plans (Part D)
Standalone plans to help cover the cost of prescription medications.
Dental, Vision & Hearing
Additional coverage options that may be available through Medicare Advantage or standalone plans.
Annual & Special Enrollment
Guidance through Annual Enrollment, Open Enrollment, and Special Enrollment Periods.
Turning 65 Guidance
Step-by-step support for individuals approaching Medicare eligibility at age 65.
Medicare Advantage vs. Medicare Supplement
One of the most common questions we hear is: "Should I choose Medicare Advantage or Medicare Supplement?" The answer depends on your health needs, budget, preferred doctors, and how you want your coverage to work.
Medicare Advantage (Part C) replaces Original Medicare with a plan from a private insurance company. These plans typically include Part A, Part B, and often Part D, and may offer additional benefits like dental, vision, hearing, and fitness programs. They usually have network restrictions and require referrals for specialists.
Medicare Supplement (Medigap) works alongside Original Medicare to help cover out-of-pocket costs like copays, coinsurance, and deductibles. Medigap plans typically offer more flexibility in choosing doctors and hospitals but don't include prescription drug coverage (a separate Part D plan is needed).
We help you compare both options side by side so you can make an informed decision based on your specific situation.
The Koryan Agency is not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare plan availability, benefits, premiums, and eligibility vary by location, carrier, and individual circumstances.