Supplemental Health Insurance
Coverage That Fills the Gaps
Your primary health insurance may not cover everything. Supplemental health insurance can help with out-of-pocket costs, lost income, and unexpected medical expenses that arise from illness, accidents, or hospital stays.
Supplemental Coverage Options
Disability Insurance
Protect your paycheck if illness or injury prevents you from working.
Learn MoreCritical Illness Insurance
Financial support when facing cancer, heart attack, stroke, or other serious conditions.
Learn MoreAccident Insurance
Coverage for unexpected injuries, ER visits, and recovery-related expenses.
Learn MoreHospital Indemnity Insurance
Benefits to help cover hospital stays and out-of-pocket costs.
Learn MoreWhy Supplemental Coverage Matters
Even with good health insurance, a serious illness, accident, or hospital stay can result in significant out-of-pocket expenses — deductibles, copays, lost wages, travel costs, and more. Supplemental health insurance helps bridge that financial gap.
These policies typically pay cash benefits directly to you, regardless of what your health insurance covers. That means you can use the money however you need to — for medical bills, household expenses, childcare, or recovery-related costs.
As a registered nurse, Jaimama has seen firsthand how unexpected medical events can strain families financially. That experience drives her commitment to helping clients understand and access the supplemental coverage that may help protect their income and peace of mind.